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Privacy Policy

Last updated: 2025

This policy describes how we handle your information in line with the Data Privacy Act of 2012 (Republic Act No. 10173) and the National Privacy Commission (NPC) guidelines. We act as a Data Controller for the personal and financial data you provide.

1. Data usage and storage

The data you enter (income, expenses, loans, and related details) is stored on our servers. It is not stored only on your device; it is uploaded to our database so you can access it from your account. We use this data to provide the tracking and calculation features of the app.

2. Third-party services and advertising

We may use third-party services (such as analytics or advertising networks, e.g. Google AdMob or similar) that may collect device identifiers, IP address, or usage data for advertising and analytics. These services have their own privacy practices. By using the app, you acknowledge that third-party services may collect information for personalized advertising and that we disclose this use to you here.

3. Your rights (including right to erase)

Under Philippine law, you have the right to access, correct, and request the deletion of your personal data. You may request that we delete your account and associated data. To do so, contact us through the app (e.g. via Settings or the contact method we provide). We will process deletion requests in accordance with applicable law and our data retention policy.

4. Security

We take reasonable measures to protect your data. However, no system is completely secure; you provide data at your own risk.

5. Changes

We may update this privacy policy from time to time. We will indicate the "Last updated" date at the top. Continued use of the app after changes constitutes acceptance of the updated policy.